How does Georgia define a "senior citizen" for insurance purposes?

In Georgia, a "senior citizen" for insurance purposes is defined as individuals aged 65 or older. This age threshold is significant because it aligns with many federal programs, such as Medicare, which also begins at age 65. This definition helps regulators establish specific protections and provisions within insurance policies that are designed to safeguard older adults from potential exploitation and ensure they have access to appropriate coverage.

Recognizing senior citizens at this age allows for targeted efforts to educate and inform these individuals about their insurance options, making it essential for life agents in Georgia to understand this classification. Insurers and agents must be aware of the implications that come with this designation, as it influences regulatory requirements, marketing strategies, and product offerings aimed specifically at this demographic.