What action cannot the Commissioner of Insurance take if a company is ordered by a court to pay a final judgment?

The Commissioner of Insurance in Georgia is responsible for regulating insurance companies and ensuring they operate fairly and in accordance with the law. When a court orders an insurance company to pay a final judgment, this judgment typically indicates that the company has an obligation to fulfill its financial responsibilities.

Suspending the insurance company's certificate of authority would limit the company's ability to operate, which would not align with the requirement to comply with a court judgment. Instead, the company is expected to honor that judgment, which includes making the necessary payments as directed. Therefore, the action of suspending the certificate would interfere with the company’s ability to comply with the court's directive to pay the judgment, making it an inappropriate action under the circumstances.

On the other hand, revoking a license or changing premium rates could technically be within the Commissioner's purview depending on other regulatory concerns or the company’s financial status. Limiting coverage could also be a separate regulatory action taken for other reasons unfurling the company's risk management practices. In the context of complying with court-ordered judgments, however, suspending the certificate of authority is not an action that aligns with the obligation of the company to fulfill its financial responsibilities to a court's ruling.