What is Georgia's "short-term medical insurance" designed to do?

Georgia's "short-term medical insurance" is specifically designed to address temporary gaps in healthcare coverage. This type of insurance is particularly useful for individuals who may be transitioning between jobs, waiting for other health insurance coverage to begin, or facing a brief lapse in their current coverage. Short-term medical policies typically offer a limited duration of coverage and provide essential benefits to help manage ongoing health needs or unforeseen medical expenses during these gaps.

The nature of short-term medical insurance is to bridge the coverage void rather than providing comprehensive, long-term, or emergency-only care. This is why options that suggest long-term coverage, focusing solely on dental and vision care, or restricting coverage to emergencies do not align with the fundamental purpose of short-term medical insurance in Georgia.