What must an insurer provide if it denies a claim in Georgia?

When an insurer denies a claim in Georgia, it is required to provide written notice that specifies the reason for the denial. This requirement ensures transparency and communication between the insurer and the policyholder, allowing the insured to understand the basis for the insurer’s decision. By providing a detailed written explanation, the insurer also helps the policyholder to assess whether the denial was justified and if there are grounds for an appeal or further action, such as pursuing legal recourse. This practice promotes accountability for the insurer and protects the rights of the insured, ensuring that consumers are informed about their coverage and the handling of their claims.