Which act can result in civil causes of action for damages?

Unfair discrimination, particularly within the context of insurance and financial services, refers to the practice of treating individuals or groups differently based on categories such as race, gender, age, or other protected characteristics, when it should not affect their eligibility or pricing for insurance products. This act can give rise to civil causes of action because it violates consumer rights and anti-discrimination laws established to promote fair treatment and equity in business practices.

When individuals believe they have been unfairly discriminated against by an insurance agent or company, they can pursue civil actions in court to seek damages for any harm suffered as a result. This legal framework is designed to deter practices that could lead to systemic inequality and to hold companies accountable for their actions in a way that protects consumers.